Feeling Stressed Out Lately? Here Are Some Tips To Help You Relax

It’s understandable how you feel. It’s been a long day, and you have a lot on your plate to stress about. You go home and try to relax but all the stress just won’t seem to leave. Relaxation doesn’t come easily for most of us with all this stress that we are dealing with in our lives. But don’t fret! In this blog post, we’re going to give some helpful tips on ways that people can relieve stress so they can get back to living their best life!

Take a few deep breaths and focus on your breathing

One of the most simple stress relievers is taking a few deep breaths and focusing on your breathing. 

This is because stress usually causes people to hold their breath, which can make them feel more stressed out at the moment. By focusing on very slow, deep breaths for fifteen seconds or longer you’ll be able to calm down significantly. You may also want to try counting with each exhale, like one-two-three … ten before starting again at one.

Try meditating for 10 minutes every day

Meditation has always been a great stress reducer. Try meditating for about ten minutes every day and notice how it can help you feel better!

– Make sure to find a comfortable position – sit up straight with your back as erect as possible or lie down on the floor with an eye pillow over your eyes.

– Take deep breaths in through your nose, breathing out slowly through pursed lips.

– Focus on each individual breath by noticing its movement traveling from one side of the body and then across to the other.

– Start at either the right shoulder or left hip, whichever is more accessible, gradually moving towards the heart; keep tracing this path until you reach just below where you’re sitting or lying down. Repeat if desired.

Get some exercise, even if it’s just walking around the block

Regular exercise can help relieve stress, which is proven to reduce anxiety and depression. If you’re feeling anxious or just need a little break from the stress of your day-to-day routine, try taking a walk around the block—even if it’s only for ten minutes.

Exercise boosts serotonin (the hormone that makes you feel good) and endorphins (the stress-fighting chemicals), which help manage stress.

If your walk takes longer than ten minutes, that’s great too! Just make sure to pace yourself so you don’t get tired or sore. Walking may not be enough for some people—especially if they’re experiencing anxiety from a phobia or trauma—so they may need to find other ways of managing stress.

Find the right supplements for you

Supplements such as nootropics, omega-three fatty acids, and stress management supplements are a great way to help people feel less stressed out. 

These three different types of supplements have been shown to be some of the best natural stress relievers around that can also boost moods and energy levels as well. You can find these items in many health food stores or even online, where if you go to, you can find coupons to get the supplements for less money.  Once you find the stress management supplements that work for you, make sure to take them often in order to keep stress levels down.

Go outside and take in nature – you can find many free parks nearby!

Nature is free, so you don’t have to worry about spending any money on the experience either! 

Outdoorsy individuals will love this one – if there are lakes or rivers near your home then why not try going fishing? It’s a great way to spend some time alone while getting away from stress for an hour or two. However, never fish without permission as many people find fishing relaxing too! 

If you’re more of a beach person than anything else, then visiting the nearest coast can be just what the doctor ordered (figuratively speaking). The sound of ocean waves crashing against rocks is legendary for its soothing effects on stress levels. Letting the stress go for a few minutes while looking out onto the horizon is just what you need.

If there are any zoos nearby, why not visit them? Zookeepers have to spend their days taking care of animals and this makes it harder for them at work than anyone else – so be kind and take your stress off their back for an hour or two! The animals in these places will also enjoy some attentive companionship from humans as well.

Drink more water to stay hydrated 

One of the most underrated stress-relievers is drinking enough water. When stress causes your body to lose fluids, you can feel weak and anxious because of the lack of water in your system. Drinking plenty of water will help maintain a healthy pH balance in both the kidneys and liver which is necessary for proper digestion, metabolism, elimination, and energy production. This stress reliever is also free! 

Spend time with people who make you happy

Spending time with people who make you happy, like your friends or family can help to release stress. You don’t have to be spending time on a large occasion; if it’s just for 30 minutes that’s often enough. Making something special with someone else can also do the trick – whether they’re helping out in your kitchen or looking at pictures together over coffee.

You’ve heard it before and you’ll hear it again, but being happy is good for your overall health. If you’re feeling down or unhappy in any way, try to spend more time with people who make you feel better – whether that’s friends, family members, coworkers, or even pets! And if spending time with others isn’t an option right now? Go outside and take in some nature (even if just a walk around the block), drink plenty of water to stay hydrated, and find the right supplements for your wellness goals. Lastly, get some exercise so that those endorphins can help keep your mood up as well.


Most Popular Family Dog Breeds

Before you add a new puppy or dog to your family, consider which kind of breed will best suit both kids and parents in the long run. In this article we have compiled a list of the best family dog breeds.

Many dog breeds make wonderful family pets, though some are better for families with children living in the suburbs or on a farm. Labradors and Goldens are playful and protective while Beagles, Pugs, Brussels Griffons and French Bulldogs love their family members – especially if they have a lap to sit upon. Before getting a new puppy, let’s learn about the best family dog breeds.

Before you add a new puppy or dog to your family, consider which kind of breed will best suit both kids and parents in the long run. In this article we have compiled a list of the best family dog breeds.

Many dog breeds make wonderful family pets, though some are better for families with children living in the suburbs or on a farm. Labradors and Goldens are playful and protective while Beagles, Pugs, Brussels Griffons and French Bulldogs love their family members – especially if they have a lap to sit upon.

Australian Shepherd

The Australian Shepherd is an active and easy-going dog that gets along well with children. Since the breed is considered highly intelligent, it’s easy to train them as long as you strive for plenty of positive reinforcement. They tend to get along well with other pets, which can be beneficial if one person in the family has allergies or likes more solitude. Read our guide on tips to name your puppy.

Australian shepherds are active and need to be kept busy. They can become unhappy left alone in an enclosed space; they are best suited for living with family that will give them plenty of love and exercise. Having a backyard is a big benefit for an Australian Shepherd.


Morkies are a mix of Maltese and Yorkshire Terrier dog breeds. They inherit small size, energy, silliness from both parents.

This mix of breeds is usually called the Morkie, but sometimes referred to as the Morkshire Terrier. Despite their unfortunate status as a designer breed, these mixes can be found at shelters or rescue organizations providing help for each breed.

Many dog lovers believe the Morkie to be a friendly, lovable “fluffball” who loves human interaction and getting along with other dogs. Despite their small size, this is one of the most playful breeds around.

Morkies, thanks to their Terrier DNA, can sometimes be stubborn. But with patience and persistence in training them, they might learn what you want them to do.

The Morkie dog is also an excellent watchdog. The breed will let you know about any changes in the household, and they may do so as soon as a stranger is knocking on your door.

Morkies tend to have a favorite person in the household, with whom they are most connected. This makes them better suited to one-person homes or small families due to their need for attention.

German Shepherd

Generally considered to be the best of all-around types of working dogs, German Shepherds are large, strong and intelligent. They are loyal and confident with a noble character that make them very easy to love and great for protecting your family.

German Shepherd Dogs stand at a height of 26 inches at the shoulder and have graceful, smooth curves when seen in outline. When they walk, their natural gait is an easy trot but they can pick up speed if needed.

German Shepherds are well-known for their loyalty, courage, and confidence. Experts identify that this breed has an aloofness and independence but are extremely loyal and protective of their family.

French Bulldog

French Bulldogs are a favorite among parents that live in urban areas. These one-of-a-kind dogs have an even disposition and large bat ears, making them especially cute. They can be playful, alert, and adapt to changes easily because of their high level of intelligence.

The French Bulldog has the appearance of a miniature Bulldog, except for its erect “bat ears” that are the breed’s trademark feature. The head is large and square, with heavy wrinkles that are rolled above its short nose. With thick hips and smooth fur, this excitable breed can be stroked to calm it down.

Frenchies, best known for their air of independence and aloofness in the face of strangers, are actually quite good at warning you about anything that’s not right around them. They joyously adapt to life with singles or couples, as well as family life, without requiring much outdoor exercise. In addition to getting along well with other animals and people. Frenchies enjoy a family setting that give them lots of love and attention.

Great Dane

The Great Dane will make a great part of your family life if you are committed to owning them. However, be mindful that these breeds might not be for everyone.

Danes are 32 inches tall when measured from their spine to the ground. They are taller than most other dogs, and when standing on their hind legs, they can tower higher than almost any human. These dogs come in different coat colors and patterns, one of the best-known being a “harlequin,” which is characterized by black-and-white pattern. They may be huge in size but they are extremely lovable and kind at heart.

Danes are people-pleasing, child-friendly home guardians. They’re usually enough to scare away intruders before they know the dog is a Dane, and any intruder unfortunate enough to meet one in person will be met with an intuitive and powerful opponent. Great Danes are incredibly protective of their family and enjoy the attention that a family can provide.


Among the world’s most popular herding breeds, the Pembroke Welsh Corgi is athletic and lively. These friendly dogs are affectionate without seeming needy which makes them a great family dog.

A male Pembroke Corgi can be from 10 to 12 inches at the shoulder and between 27 and 30 pounds. This short, stocky dog is built for hard work with powerful legs, muscular thighs, a deep chest, and light but quick reflexes. The Corgi is known for its silly and fun personality which makes them great family dogs.

The Corgi is bright and sensitive, enjoying play with the members of his household. As livestock herders, they are independent and fearless, but also attentive watchdogs. If you can meet their need for activity and togetherness, they will never have a more loyal or gentle pet than the Corgi.


Tips For Naming Your Dog


What’s in a name? For our four-legged friends, it can mean a lot. Different people have different preferences when naming their dog. Whether you want something catchy or plan to call your pet by another name most of the time. In this article we will give you tips for naming your dog as well as provide a few recommendations for our favorite boy dog names and our favorite girl dog names.

Some dog owners like to name their dog with a human name, while others prefer a more standard canine name. But there are 5 things to consider before permanently assigning a new dog their lifelong moniker.

What Sounds Are Best For A Dogs Name

Naming your new puppy can be difficult – you want to give them a name that’s easy for them to pick up. We recommend names that start with a letter like D, T or K, so they’re easy to understand when you’re calling their name. But if those don’t work for you then try looking for other letters like S or F that are also much more distinct and easier for your dog to understand.

It is important that you don’t name your dog a name that is very similar to common training commands. For example it isn’t a good idea to name your dog “Bo” because of how similar it is to the command “no”. This could be confusing for your dog.

A dog’s name should have a long “a” sound or a sharp “e” sound. This is easy for your pup to hear and will distinguish it from words with other sounds. Dog names should always be easy for you or other to pronounce but also easy for your dog to understand.

For example, some Indian dog names might be difficult for the average American to pronounce. Which could cause issues if your dog every stays with a sitter or at a boarder.

Length Of The Dogs Name

One of the best things you can do for your dog is train it to obey commands with short syllables. The same principle applies when naming your dog – give them a one-syllable or two-syllable name that they will easily understand.

To prevent confusion, you should shorten your chosen dog name to the appropriate abbreviation. A long and unusual name may sound cute in theory but can actually make it difficult for your dog to learn their name. This is why it is recommend to name your dog something short and easy to understand.

Avoid Command Words When Naming Your Dog

Titles that rhyme with common dog commands like “sit” or “stay” will lead to confusion among your pup.

In a survey by the Association of Pet Behavior Counsellors, it was revealed that 43% of small dogs named “Fay” and 38% of those named “Mitt” had issues because their names were so similar to common training command words. Make sure to avoid this when naming your dog.

For Public Consideration

One of the most frequent times that you are going to call out to your dog is at a dog park. For this reason, you might want to ensure your pup’s name is something you would be willing to say in public. Your favorite band might be called The Walking Cadaver but is that really something you want people to hear you yell at the dog park? This is important to think about before naming a dog.

Think About The Breed of Your Dog

When it comes to naming your pup, take inspiration from their heritage. Are they a Corgi? Consider Welsh names for them after the country that made the breed famous! If you have a Weimaraner dog, perhaps give them a German name reflecting where they’re from.

In the end, there are a lot of names to choose from when naming your puppy. Pick one that suits the family and is easy for him/her to learn. You and your family will be the ones using the dogs name the most so it is important to pick a name you absolutely love!


8 Clever Cleaning Hacks That Save Time, Money, And The Planet

We all want to live in a clean environment that promotes our health and wellbeing. However, keeping our houses, items, clothes, and ourselves clean is often an expensive and time-consuming endeavor. We also tend to use chemicals that are harmful to the environment.

With more people becoming more conscious about their impact on the environment, green cleaning has gained traction in the recent past. Instead of using more money to buy more potent chemicals to clean in less time, you can use safer cleaning materials and still get the job done in time. You have to know how to do it.

Cleaning in a way that is best for the environment is thinking differently and is easier than most people think. The following are eight clever cleaning hacks that will save time, money, and the planet: 

1. Use Old Clothes As Cleaning Rags

One of the oldest ways to save money on buying cleaning materials is to repurpose things you do not need anymore. Instead of purchasing paper kitchen towels, microfiber cloths, or other disposable cleaning cloths, you should use old clothes as cleaning rags. 

Old clothes, especially those that are highly absorbent like t-shirts and sweaters, make excellent cleaning rags. They are not only cheap but are easy to maintain. All you have to do is clean them, hang them, and you can use them again. 

The other benefit of this cleaning hack is that it is excellent for the environment. Using old clothes as cleaning rags, less paper and other harmful cleaning materials will end up in a landfill. 

Whenever the old clothes become too old to use as cleaning rags, you can recycle them. There is almost no downside to using old clothes as cleaning rags. 

2. Clean Windows With Vinegar

Cleaning windows is usually a challenging issue in most homes. You probably spend hours cleaning windows, especially when they get filthy with grease and grime. 

A cleaning hack that can save you money is to use vinegar to clean the grease and grime from your windows instead of going to the store and buying expensive cleaning products. 

Furthermore, you will be protecting the environment by not using cleaning products filled with hazardous chemicals to clean your windows. 

To use vinegar to clean your windows:

  • Create a simple vinegar solution by filling it with half vinegar and half hot water.
  • Use a newspaper or damp sponge/cloth to coat the windows with the solution.
  • Wipe your windows with the solution until they are clean. 

3. Reuse Plastic Bottles

In North America alone, there are over four billion single-use plastic bottles thrown away every year. The impact that amount of plastic has on the environment is devastating. 

Moreover, recycling these bottles does not mean that they will not end up in landfills. The best solution is to utilize reusable bottles. As mentioned in a Tru Earth multi surface cleaner review, a fantastic cleaning hack that is good for your pocket and the environment is to use an eco laundry strip. Using this involves placing the strip in a spray bottle, filling it with water, shaking it, and no more using dozens of plastic bottles a year. 

You will be preserving the environment with every refill of a plastic bottle. Your cleaning budget will also significantly decrease. 

4. Use Baking Soda

When it comes to cleaning hacks, there is no material as versatile as baking soda. Baking soda is the closest thing to an all-purpose cleaner you can get. 

If you want to spend less time and money using harmful cleaning chemicals than harm the environment, you should utilize baking soda. It will degrease, deodorize and whiten your house. 

5. Clean Spills With Flour

You will find plenty of chemicals advertised as the only way you can clean spills off the floor. Spills on the floor, especially on delicate surfaces like hardwood or animal skin rugs, can be extremely challenging to clean. Moreover, you can be sued and require a lawyer if someone falls due to a spill in your home. 

A hack you can use to save you time and money is to clean the spills with flour. Pour the flour as soon as the spill happens, and it will become very easy to clean. 

Moreover, you will not use chemicals that ultimately destroy the environment. 

6. Steam Clean The Microwave

The microwave is one of the most problematic devices in the home to clean. It usually involves a lot of energy and cleaning materials that are hazardous to the environment. 

A fantastic hack to clean your microwave in an eco-friendly way is to steam clean it. Cut a lemon in half, place a bowl or jug of water inside, and put it in the microwave. Heat the water for about five minutes. 

Lemon is a natural degreaser, so the steam from the microwave with the lemon inside it dislodge the dried food, and all you will need is a quick wipe to clean the microwave. 

7. Get A Steamer

Keeping with the theme of using steam to clean household appliances, you should get a steamer. It will make cleaning everything in your house less cumbersome and involve the use of fewer chemicals that are harmful to the environment. 

You can use a steamer to clean your oven, windows, sofa, tiles, furniture, carpets, and rugs. It may cost you plenty initially, but it will save you more in the long run. 

8. Put Everything In The Dishwasher

I might be overselling it, but there are so many things in your house that you could clean by placing them in the dishwasher instead of cleaning them individually. You would save plenty of time and effort by doing so. 

You can place any dirty toys, vases, toothbrushes, make-up equipment, and even dirty workout tools like bands in the dishwasher. The only task would be cleaning and unloading the dishwasher. 

Instead of using harmful chemicals to ensure such items are clean, throw them in the dishwasher and watch the magic happen.

To conclude, there are dozens of cleaning hacks out there. However, few will save you time, money and be good for the planet. We all need to play our part in environmental conservation. 

If you use the eight above hacks, your wallet and the planet will be better for it.


The Growth of Vegan Dog Food

Demand for vegan pet food is on the rise. A growing number of people have turned to plant-based animal feed because they’re unsatisfied with current options – this trend can be attributed to

(a) a lack of quality in conventional, processed kibble and canned pet foods; or

(b) environmental concerns associated with conventional,

Providing a homemade diet for your dog might sound like a good idea at first, but the truth is there are many benefits to buying food that is nutritionally balanced and eco friendly. We talk about this in order healthy dog food snacks article.

Plant-Based Dog Food VS Vegan Dog Food

A plant-based diet is chosen for health reasons, whereas a vegan diet means avoiding exploitation. Dogs and cats are unable to make the ethical choice to be vegan, so they must stick with the healthier food restrictions of a plant-based diet.

In our society, when we use more specific and descriptive language it helps people better understand how to perceive animals and animal products.

Contrary to popular belief, dogs are not carnivores like their wolf ancestors. Rather, they are omnivores with a digestive system capable of digesting plant material and absorbing its nutrients. Dogs also have flat molars which can grind fibrous plant materials, and the small intestine makes up 23% of their total gastrointestinal volume – both features more commonly associated with omnivores.

Furthermore, some dogs are allergic to animal proteins. Licensed animal nutritionists and veterinarians will prescribe meat-free diets for pets that have allergies or other health issues so that they can live a longer life.

You should always know what food your dog can eat and what food is unsafe for your dog to eat. This is why we trust veterinarians and certified dog nutritionists.

What are the top vegan dog food brands?

These brands are leading the charge of modernized dog food with eco-friendly and healthy food for dogs.

  • Wild Earth – Produces vegan, dry kibble-style dog food with a 31 percent protein content and no preservatives, animal ingredients or hormones. The protein content comes from yeast and they even provide a wide range of plant-based treats and supplements. Learn about their vegan dog food.
  • Ami Pet Food – This brand of vegan dog food is for those who prefer vegetable- and grain-based diets for their dog.
  • Benevo – An independent UK-based pet food company that produces food options approved by the Vegan Society of the UK, PETA, and Vegetarian Society of the UK.

As veganism has grown in popularity, so too has it expanded into our pet’s lives. Nowadays most of us have the option to feed our dogs and cats healthier plant-based food alternatives that align with our ethical beliefs.

For people who can’t find vegan dog food, companies are teaming up to give it out online with collaborations between online retailers of vegan food and dog-food manufacturers.

What does science say about Plant-Based dog food?

According to a study conducted by the Association of American Feed Control Officials (AAFCO) dogs on nutritionally-balanced vegan diets can thrive and experience other benefits. These include

  • Fewer mites, ticks, and fleas
  • Improved coat and skin
  • Improved vitality
  • Reduced food allergies
  • Reduced obesity

The evidence is quite clear that our furry friends can live a healthy, thriving life on a plant-based diet. Even traditionally meat-based pet shops are recognizing the science behind vegan dog food and agreeing that it’s an excellent option for those who care about their companion animal friends.

The environmental impact of the dog food industry

Companion animals’ meat consumption brings an annual contribution of 64 million tonnes of carbon dioxide due to the resources and energy required in meat production; their food sometimes contains more meat than humans’. By providing a nourishing, animal-friendly food option for our friends, these leading healthy brands are helping reduce their carbon pawprint.

Dogs can benefit from most plant-based protein sources, which require a much smaller fraction of the water, energy and land required to produce meat. They offer many health benefits that people need to consider right now since rising meat consumption is expected to drive deforestation in developing countries. We stay up to date with the most recent dog blog articles from Wild Earth.


Healthy Fresh Snacks For Dogs

There are many misconceptions that a dog needs snacks and treats. However, your pup doesn’t need to eat in between meals and they won’t be lacking nutrients with the food you offer them.

When training a dog, it may become necessary to use snacks as a reward. However, you should avoid giving them non-nutritious snacks that will undermine their health.

Here are some tips for choosing and feeding treats, and a roundup of simple, fresh snacks that both parents and your dog will be happy to see.

Risks & Benefits of Giving Snacks To Your Dog

More than half of dogs in the United States are overweight or obese, and this has extremely detrimental health consequences.

Lots of commercial dog treats are high in calories and sugar, plus some have dubious ingredients that may contribute to dog obesity.

In a recent study, study, the University of Padua examined 32 commonly available dog treats for their nutritional content.

They found that most exceeded the recommended daily allowance for treats.

Many pet owners want to give their dogs healthy fruits and vegetables but they don’t know if it is safe for their dogs. Below are a few of the questions that many vets and dog experts are asked on a daily basis:

Many fruits and veggies can add additional vitamins and minerals to your dogs diet. We recommend you learn what food your dog can eat before you begin giving your dog human food. Some human food can be healthy and beneficial for your dog but others can be dangerous for your dog.

What Is Actually In Most Dog Treats?

You can tell whether a treat contains a certain ingredient by checking the list of ingredients. A study by USQ found that 76% of treats had nine or more ingredients, and 23% did not contain any actual chicken, beef or salmon in them even though they claimed to use one as an ingredient.

This can be especially dangerous for dogs on dietary restrictions, such as kidney disease. If you’re not sure what the label says, how will you ever know if the dog treat contains unhealthy ingredients.

Processed jerky treats also carry risks–the FDA reported in 2015 that it had received over 5,000 complaints about illnesses associated with chicken, duck or sweet potato jerky treats.

Processed jerky products often contain chemicals and preservatives harmful to humans.

What Treats Should You Give Your Dog?

Veterinarians, including those from the World Small Animal Veterinary Association (WSAVA), recommend fruits and vegetables because they’re high in nutrients and low in calories. For pets who gain too much weight easily, these will help:


Apples are a great option for dogs when they’re out and about on their walk, or sitting at home with your pup all day. Not only are these fruits high in fiber and filled with antioxidants to help promote healthy digestion and an attractive smile, but the fleshy fruit also can help remove plaque where it sticks between teeth. It is typically recommended that you remove the seeds and the core of the apple before feeding them to your dog.


Bananas provide a nutritional punch, as they are considered low in cholesterol and sodium, high in fiber, and contain potassium, vitamins (including vitamin C), copper and more. However, just like anything else containing sugar – including 12 grams for a small banana – it is best to avoid feeding your dog too much banana at one time.


Strawberries have a wide range of health benefits. They protect teeth by providing the acid that helps whiten them, they provide vitamin C to boost immunity, and their fiber content will help you feel fuller throughout the day. Strawberries also contain sugar so give in small portions as they should not replace full meals.


Consisting of 92 percent water, watermelon is an excellent choice for a tasty and refreshing treat on a hot day. It contains important nutrients like potassium and vitamins A, B-6, and C. Keep the rind away from your dog to avoid possible intestinal blockage or digestion problems.

Make Sure Not To Give Your Dog Too Many Snacks

Too much of a good thing can still lead to weight gain. To master portion control for your dog, only feed the right amount according to the 90/10 rule – no more than 10% should be treats or snacks.

One way to determine calorie count is to consult a food database. When it comes to your dog, knowing how many calories it needs during the day can help you calculate how much of any given treat should be fed.

For example, a 20-pound dog may need 325-400 calories per day. Meaning that in general too many treats will cause your dog to exceed the 10% recommendation.

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Pros and Cons Of Puppy Financing

You can finance just about anything these days and some people are taking that concept to the extreme by getting puppy financing.

It might sound funny to some, but if you have ever seen the price tag on a “designer pet” you would understand why puppy loans are “fur real”. While they are definitely a real thing, are they a good thing? Look at some of the pros and cons so that you can decide for yourself.

What Is A Puppy Loan?

Before we get into the pros and cons, let us take a look at what puppy loans really are. Is there anything special about them?

In short, no.

A puppy loan is essentially just a personal loan that you use to pay for your puppy. It is no different than a loan that you might get to consolidate debt or pay for a home improvement project. The only difference is that you are using the money to pay for a dog.

Getting a puppy loan is essentially the same process as taking out an ordinary personal loan. You simply need to get a quote. These days, there are many places like the Puppy Lending Website where you can do so relatively quickly. Once you have your quote, you should carefully consider your offer before deciding to accept an offer. 

Puppy Loan Pros

Like most loans, there are pros and cons involved. Let us start by looking at some of the pros.

You Get Paid Directly

When you take out a puppy loan, your lender will often pay you directly. This has several benefits when you are looking for a pure breed. The chief one is that you can purchase your new pet from any breeder that you like.

Most breeders do not accept financing. Dogs are in such demand these days that they simply do not have to take on the extra burden of paperwork. Having money in your account allows you to work with these breeders and that greatly opens your shopping options.

You Can Avoid Pet Shops

Let us face it, a pet shop is just not the best place to buy a puppy. Many of them get their animals from puppy mills and there are some very unpleasant ethical dilemmas that go along with that.

Want another reason to avoid the pet shop? Consider the availability. They are unlikely to carry a huge selection of animals and most tend to go with the trend of the “designer pet”. This is essentially a mixed breed dog sold at hugely inflated prices.

There is simply no good reason to want to shop at a pet store for a pet.

No Collateral Is Needed

These are unsecured loans, meaning that you do not have to put up your home or automobile for collateral. This means that, while you would face consequences if you did not pay off your loan, you would not face the risk of losing any property.

Puppy Loan Cons

Now, what about those cons? Well, there certainly are a few worth mentioning.

Loan Costs Can Be High

Any unsecured loan is likely to have higher fees than a secured one, but this is particularly true if you have less than perfect credit.

With bad credit, you need to be careful about both your interest rate and loan fees. Your lender is required to reveal these details to you, so if you are considering a puppy loan, pay attention.

You Can Go Over Budget

It is all too easy to go over budget when taking out a personal loan. You may be planning on spending $1000 on a dog but what if you get approved for $3000? Do you have the discipline to only accept a smaller loan, or will you go for broke?

Before you apply for a puppy loan, be sure to sit down and write out a budget. Figure out how much you want to spend on a dog and how much of a monthly payment you can reasonably afford.

It Is Simply More Debt

In the end, a puppy loan is simply more debt piled on to all your other debt. You must consider whether it is worth adding to your financial obligations for something non-essential to your life, like a dog.

What Is The Verdict?

Given the pros and the cons, should you take out one of these loans?

That depends. If you have good to excellent credit and can secure a favorable interest rate, then one of these loans might be for you. Just make sure that you can afford the loan payment.

If, on the other hand, you have a less worthy credit rating, you should be careful. Interest and fees could very well make the loan a nightmare to pay off. In these cases, you may be better off considering other options such as adopting a pet from a local animal shelter.


Dreaming Of A Way To Earn Passive Income? Here Are Some Ideas To Help You Out

There are so many of us that put in a ridiculous amount of effort on a daily basis just to make ends meet. You need a roof over your head, food on the table, and to ensure that you can cover your healthcare, as well as your family’s needs. It’s not news that all of those who relate to this and are living through can’t help but dream and wonder about what it is they can do to somehow have a source of passive income. This means having a means from where you can have consistent income without having to put too much effort if none at all in some cases. If you would love to have this option in your life, read on to see if you can utilize some of these ideas. 

Use Your Car to Bring Some Cash in

If you already have a car but feel you need to bring in a bit more cash, then you should actually consider using your car through a service-based app to do pickups and drop-offs that you get paid for, much like a taxi service, except you pick your working hours. This is great if you find any free time at any point because you’re driving around and making money doing it as well. Another option is to place ads on your car to promote a service or a product.  

Time to Think about Real Estate

We all know that it’s always a good idea to own real estate. This is because once you have ownership, you have the opportunity to rent out your property and make income. Depending on where you are in the world, there are different options and opportunities when it comes to owning property or investing in it in order to make passive income. If you live in Texas, for instance, you need to understand what the state’s laws are in regards to real estate before making an investment. This is why it’s important to consult with a reliable real estate company to understand what your options are. The key is to find something that is affordable in the grand scheme of things, and that can also bring you in money without you having to worry too much about it.

passive income ideas

Affiliate Marketing is All the Rage

If you want to explore an avenue that many people are turning to because it’s so successful, then you should give affiliate marketing a shot. It is exactly as it sounds- you become an affiliate to market a product for a company or a brand, and the more people buy through your marketing, the more your make. The key to really making this work is having a credible presence on different social media platforms. Make sure that you’re involved in as many relevant groups as you can, get a decent following, and you’ll find that you can make a pretty penny this way. 

Put Your Knowledge to Good Use

If you’re well-versed in anything under the sun, chances are, there’s someone out there that would like to learn about it. It’s a good idea for you to first take a teaching course so that you’re certified- this generally won’t take up too much of your time, and you’ll find that it will be well worth it at the end of it all. The next step is to look into what you want to specialize in teaching, and then make sure you’re up to date with all the content. Then you can find a platform and start uploading videos that allow you to share your knowledge with others. This is a great way to earn a passive income because instead of giving live classes, you can make these videos once and contribute to making a course for an educational platform, and continue to make money from it as long as there are people out there buying them into your content. 

There are actually plenty of options out there that can help you earn passive income. The trick is really discovering what suits you and your lifestyle best so that you can actually be successful at it. The key is to make as little effort as possible, but for that to work, you really need to do your homework and understand the option that you’re looking into. You need to be smart, study the current market and analyze it to see what is the most successful area at the moment, and focus on what you can do to become a part of it so that you can earn passive income as well.


3 Facts You Need To Know About The Evolution Of Bongs

Proven or unproven, it is a fact that all the smokers, vapers, and everyone who loves getting high out there has a great place in their hearts for the device called a bong. A spate of reasons is available to explain why it is so. For the knowledge of those who are new to smoking and bonging, a bong is a filtration device that is majorly used for smoking tobacco, cannabis, or other kinds of herbs.

At this point, you may have a relevant question: What is the difference between regular smoking and bonging? Well, to answer your question, a bong is arguably the fastest way to get to the top edge of highness. With the help of Bong, smokers can take heavy and strong hits that are unlike anything else. A bong is cool, portable, and fun to use. What is more, a regular bong is compatible with a variety of herbal substances which directly implies it is suitable for almost every kind of smoker. As per specialists over at Freeze Pipe, every individual that is still looking for their ideal bong should try freezable bongs for enhanced highness. It can be said confidently that the ones who enjoy getting stoned as hell can count on bong to get the job done in fashion. 

As popular as bong is today among smokers, not many people know how this unique smoking tool came to be what it is today. Isn’t it important for every blogger to know the facts regarding the evolution of bong? Yes, it is. Therefore, without any delay, let us jump right into it and see what bong is:

It Goes Way Back

Owing to the relatively newer popularity of bongs, you might not have imagined that bongs are not a result of modern culture. Evidence suggests that smoking devices similar to bongs in anatomy were used in the Asian continent in ancient times. An excavation that took place in Russia in the year 2013 revealed the tribal chiefs from over 2400 years ago used to have golden bongs to smoke cannabis and opium. In 16th century China, during the run of the Ming Dynasty, the use of water pipes was widespread from leaders to workers. 

Now you know, the water pipes have a bright part in the smoking history. In all likelihood, next time you pick up your bong for a memorable session, you are going to feel all the greater.

Is It Hookah?

There are a lot of people who argue that a bong is a kind of hookah with a smaller frame. Several others believe that the water pipe is the result of hookah’s evolution. However, those arguments are baseless and not at all right. Hookah and bong are not related anywhere in history despite being similar in construction and function. In other words, a bond may be similar to a hookah, but that does not mean it is a hookah. In general, bongs are portable and more convenient to use than a hookah - and they do not even use the hose for smoking. However, to close the argument, it can be said that both hookah and bongs are greatly amusive for true smokers. 

Modern Bongs Know No Limits

Just like that, bongs made their way into the current times and it is magnificent. The evolution in water pipes has led us to a point where almost everything is possible. You have bongs that are no longer sticking to the regular circular body design, the ones with different function mechanics, and the ones with innovative features. Today, it is easy as pie to find bongs that operate with just a push of a button, light themselves up, and allow for easy cleaning, etc. If you look around in shops you can find bongs that use the mechanism that will be just ideal for you. In addition to that, you also have the option to customize the design and art on the body of your bong to give it a look that defines your personality.   

Which bong are you going to pick up? There are many options and the facts about the evolution of the device must have turned you towards it.  The evolution of bongs has undoubtedly been impressive and now if you bongs, you are part of it. Therefore, you got to try to take it to another level. Look around, find your substance, and do not wait to bong it up!


Planning To Insure Your Kids? Here Are The Important Details You Should Consider

As parents, it is only natural to want the best for your kids, afterall, you love them unconditionally.  However, we often overlook the need for child life insurance because we prioritize other aspects of our kids’ lives.

If you’ve decided to insure your kids, you’ve made an excellent choice! Especially because it can lock in low rates and act as a means of investment for your kids. However, there are some important details you need to consider before proceeding with this life-changing process. But first, what is child life insurance and how does it work?

What Is Child Life Insurance?

Child life insurance refers to the type of life insurance policy typically bought by a parent (or grandparents). This type of insurance policy offers full coverage for the child’s life as long as the premiums are paid.  For child life insurance, the amount paid as coverage is typically low and premiums are locked in, thus saving you costs in the long run.

When your child reaches a certain age, typically 18 or 21, he/she can take ownership of the insurance policy and choose to either buy more, continue coverage, or cancel the policy.

What Are The Benefits Of Child Life Insurance?

Of course, insuring your kids comes with several advantages. Let's explore some of these benefits: 

  • Insuring your kids guarantees future insurability, meaning your child (or children) can buy more coverage without needing to undergo a medical exam.
  • Child life insurance acts as a sort of investment for your kids, allowing you to borrow money against the cash value account or withdraw money from it. 
  • When your child becomes an adult, he or she can stop the policy and receive the money in full.
  • It covers the funds required in cases of emergency. 

What Are The Important Details To Consider Before Buying Life Insurance For Your Kids?

As I mentioned earlier, certain important details must be put into consideration before insuring your kids. The next sections discuss some of these factors.

Consider Your Budget

choose your budget

This is, perhaps, one of the most important details to consider before insuring your kid. You need to decide on the type of insurance cover your kids need, and most importantly, if you can afford this type of insurance. Remember that the cost of insurance coverage also includes any other fees required as well as the premiums. So, you need to be sure that you are financially up for it. Your financial capacity will ultimately determine how much or the type of insurance policy you purchase for your kids.

Consider The Type Of Cover Your Kid(s) May Need 

There are various options of life insurance cover to choose from.  These include:

  • total and permanent disablement cover,
  • death cover,
  • trauma cover, etc.

As such, it is important to consider which type you want for your kids before making the purchase.

Weigh the Options

Before purchasing any type or amount of insurance policy for your kid(s), be sure that you have weighed your options and chosen which works best for you. Typically, there are two types of insurance premiums, these are level premiums and stepped premiums. 

Level premiums are typically higher than stepped premiums at first but do not increase as your child grows. However, stepped premiums increase as your children grow older, so they become more expensive over time. Consider which option is more affordable for you and works best for your child(ren) before buying any insurance policy for him or her. You also want to ensure that you are purchasing the product from an insurer you can trust. Any of these companies are a great place to start exploring life insurance policy for your kids.

Evaluate The Policy Terms And Conditions

Never (ever) rush to purchase a child life insurance policy from any company without first critically evaluating the life insurance policy terms and conditions.  Insurers are legally obligated to share with you their product disclosure statement (PDS) before you purchase any of their products. This product disclosure statement will let you know any policy terms and conditions, including:

  • Types of events or illnesses covered,
  • any exemptions that may affect the payment of policy benefits, and
  • all financial charges required for providing the coverage. 
  • It is crucial to understand these policy terms and conditions and figure out if they work for you before making any purchase.

Insuring your kids may be one thing you don't want to do (I mean no one wants anything bad to happen to their kids,), but it's a necessary move if you want to secure your kids' future and ensure that they are covered in cases of emergency.