Being involved in an accident is a horrific experience that can disorient you for a few minutes soon after the collision. However, it is important to know the steps that you should take soon after the crash to ensure your safety and the victims. Here is a 7-step process that lawyers suggest you follow after a car accident.
1. Stay Calm
While being in an accident is terrifying, you should face reality and take necessary measures to prevent further harm. It is critical to remain calm and check yourself and other passengers for injuries. Pull your car to a safe position so that it does not distract other traffic. If you feel that you have been seriously injured, you should not move until the paramedics arrive. However, if your injuries are not severe, you can try to assist others. You must not leave the accident scene until the police officers or paramedics arrive. If you leave the site, you can face penalties for being a reckless driver.
2. Report the Accident to the Police
While still at the accident scene, you should call the police so that they can come and do their investigations. The officers will also get details from the witnesses around to establish the cause of the crash. The law enforcement agents will compile a police report that you can use when you decide to file an insurance claim later.
3. Call Your Lawyer
Dealing with a car accident can be complicated if you want to claim compensation for your injuries from the insurance companies involved. It is crucial to engage a professional attorney to take your personal injury case so that you can get the compensation you deserve. The advantage of enlisting the services of a lawyer is that they have experience in dealing with similar cases. They also know how to negotiate with insurance companies to increase your chances of getting fair compensation.
4. Gather Evidence
You must gather evidence at the accident scene that you can use to support your insurance claim. For instance, you should take photos using your phone since they provide credible evidence that is hard to dispute. You also need to get details from witnesses around the site of the crash. Get their contact details so that you can call them should the need arise. Remember to keep notes about the crash.
5. Exchange Information with the Other Driver
You must exchange information with the other driver at the crash site. Some of the details you should exchange include the insurance company of the driver, name, address, phone number, and license number. You also need to get information about the law enforcement agents that attended to you at the accident scene. You will need these details when you file your claim for damages suffered in the accident.
6. Seek Medical Attention
You should seek medical attention soon after an accident so that a medical professional will examine you to establish the severity of your injuries. Even if you do not feel any pain, it is essential to go to the hospital to get a medical examination. Internal injuries can manifest at a later stage, so you must be proactive and try to be on the safe side. Your doctor will write a medical report after examining your injuries. This document is commonly used by insurance companies to determine the damages that you can get.
7. Decide If You Want to File an Insurance Claims
Car insurance helps to protect you financially, especially when you are involved in a collision. If you are at fault, your insurance will cover the other driver’s damages. Similarly, if you are hurt in an accident as a result of the other driver’s reckless behavior, you are entitled to get compensation from them. There are different things that you should consider before you file a compensation claim.
You need to prove fault and establish the extent of damage to the vehicles as well as the severity of your injuries. Insurance companies usually dispatch adjusters to evaluate these factors. Therefore, you need to get in touch with your insurance company soon after the accident. Your lawyer will help you file a compensation claim using the evidence that you gather at the accident scene.
If you are involved in a car crash, there are different steps that you must take to protect your interests if you want to file a claim. It is vital to remain calm and collect critical evidence that you can use to support your claim. You need to report the accident to the police and get medication. Without a police report and medical report, any attempt to file a compensation claim might be futile.